About

History

Farmers Union Co-op Association of Britton – the first of several cooperatives that would eventually form Full Circle—was founded in 1936. Sixty farmers raised roughly $600 to buy out the High Test Gas and Oil Company, and Farmers Union had a home. The Farmers Union Cooperative of Brown County was formed the next year. Both cooperatives enjoyed success as they grew and diversified the products and services they offered. These two cooperatives merged in 1990. Over the next two-plus decades, other cooperatives and ag retailers came on board, resulting in the strong cooperative we call Full Circle Ag today.

We’re proud of our history, and remain committed to the cooperative way of doing business, where the members own and guide the company they patronize, share in the success of the organization and accomplish more together than they could hope to as individuals.
 

HISTORY TIMELINE >

Leadership

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Community & Scholarships

Full Circle Ag believes in giving back to the community and supporting local organizations and groups whenever possible. We receive many requests for charitable donations and sponsorships from many great people and organizations. While we would want to be able to donate to everyone, we will consider all qualifying applicants

Full Circle Ag Account Application

Return your credit application to your local Full Circle Ag location.

You may return your application via email to:
satrangt@fullcircleag.com

You may also mail your application to:
Full Circle Ag
Britton Administrative Office
520 Vander Horck Ave
PO Box 148
Britton, SD 57430
 
For questions regarding your statement, contact your local Full Circle Ag location or call 1-800-927-2131 and ask to speak to someone in the Credit Department.

Credit Policy

It is by direction of the Board of Directors that the following credit policy has been adopted as a convenience, not a financing program, to our patrons and customers.  It will be enforced by this cooperative in a non-discriminating manner to ensure fair and equal treatment to all. EFFECTIVE February 1, 2014.

1. Billing Cycle is closed the last day of each month.

2. A statement is mailed the first week of each month which will cover the previous month transactions. This statement serves as your reminder of the aging of your account.

3. Payment is due in full by the 15th of the month the statement is mailed.

4. All Fertilizer & Chemical will be Prepay, Cash on delivery or pickup, Credit Cards, Irrevocable Letter of Credit from your lender or an approved producer financing program.  Convenience credit (if prepay runs out) can be granted only by the Credit Manager and the Location Manager, based on past years credit history, only for short periods of time.  If a grower is approved for short term credit he will receive a cash discount if he meets payment terms. Fall Fertilizer deferred billing may be offered.  Approval has to be granted by the Credit and Location Managers.
5. A finance charge of 1.67% per month or 20.04% per year accrues against the outstanding past due balance on the last day of the month.

6. When an account is 60 days old, credit can no longer be extended until the account becomes current.  Until the account is current, all purchases will be required to be cash.

7. Accounts over 90 days will be considered delinquent and a collection procedure will begin.

8. Open account credit balances exceeding $1000.00 will earn interest; the rate will be posted in each location. The interest will be credited to the account on billing day.  Credit balances on agronomy products should be used within 60 days or can be refunded.  No interest will be paid on locked in items. Management may use his or her discretion to determine the amount of credit to allow each patron.

9. We reserve the right to refuse or limit credit to anyone, at any time, based on ability to pay, financial condition or previous experience as we see fit.

10. The cooperative has a first lien on all patronage account and equities of its patrons to secure payment of any past due debt.

Authorized by the Board of Directors of Full Circle Ag